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Life

Basic Life and Accidental Death and Dismemberment Insurance

Brethren Insurance Services offers a group Life insurance benefit that is underwritten by Reliance Standard Life Insurance Co. Below are the benefits offered to those who work 16 or more hours per week for a congregation, district office, or camp. (If you work for a denominational agency or other employer that offers Brethren Insurance Services Life Insurance, contact your employer for your benefit levels.)

The amount of basic life and AD&D insurance is determined for each member by age and status and is available without underwriting during your initial eligibility period —

  • Under age 65, active employee: $50,000.
  • Age 65 and over, active employee: $26,000.

Supplemental Life Options

This insurance is in addition to your basic Life coverage. It is age-rated and offers coverage amounts up to five times your salary in increments of $10,000, up to a maximum of $400,000. Up to $300,000 is available without underwriting during your initial eligibility period. Also available is —

  • Life insurance coverage for your spouse in increments of $10,000 up to a maximum of $150,000; but it cannot exceed more than 50 percent of the amount chosen by the employee. Up to $40,000 is available without underwriting during your initial eligibility period.
  • Life insurance coverage is available for either $10,000 or $20,000 for dependent children without underwriting.

Supplemental Life insurance ­coverage is only available to active employees who have Basic Life insurance coverage.

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