Basic Life and Accidental Death and Dismemberment Insurance
Brethren Insurance Services offers a group Life insurance benefit that is underwritten by Reliance Standard Life Insurance Co. Below are the benefits offered to those who work 20 or more hours per week for a congregation, district office, or camp. (If you work for a denominational agency or other employer that offers Brethren Insurance Services Life Insurance, contact your employer for your benefit levels.)
The amount of basic life and AD&D insurance is determined for each member by age and status and is available without underwriting during your initial eligibility period —
- Under age 65, active employee: $50,000.
- Age 65 and over, active employee: $26,000.
Supplemental Life Options
This insurance is in addition to your basic Life coverage. It is age-rated and offers coverage amounts up to five times your salary in increments of $10,000, up to a maximum of $400,000. Up to $300,000 is available withoutunderwriting during your initial eligibility period. Also available is —
- Life insurance coverage for your spouse in increments of $10,000 up to a maximum of $150,000; but it cannot exceed more than 50 percent of the amount chosen by the employee. Up to $40,000 is available without underwriting during your initial eligibility period.
- Life insurance coverage is available for either $10,000 or $20,000 for dependent children without underwriting.
Supplemental Life insurance coverage is only available to active employees who have Basic Life insurance coverage.